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Insights & Research

Expert perspectives, industry research, and regulatory updates from the Oakbridge leadership team — keeping clients ahead of market trends and compliance developments.

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Financial insights report dashboard Featured Research
March 2025 12 min read Regulatory Update
CFPB Regulation F: Two Years In — What the Data Shows About Compliance and Consumer Outcomes

A comprehensive analysis of how Regulation F has reshaped debt collection practices, communication channel usage, and consumer resolution outcomes — with proprietary data spanning 2022 through 2025.

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Financial insights report dashboardMarket Analysis
Feb 20258 min
NPL Market Outlook 2025: Rising Charge-Offs and Strategic Acquisition Opportunities
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Industry trend analytics chartsTechnology
Jan 20256 min
AI in Collections: Separating Real Performance Gains from Industry Hype
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Business intelligence articlesCompliance
Dec 20247 min
State-Level FDCPA Expansions: A Jurisdiction-by-Jurisdiction Compliance Guide for 2025

An updated guide to the patchwork of state laws that extend consumer protections beyond the federal FDCPA — and what collections firms must do to stay ahead.

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Business intelligence articlesStrategy
Nov 20249 min
From First Party to Third Party: Designing a Collections Escalation Strategy That Maximizes Recovery

A strategic framework for optimizing the transition between internal collections, agency placement, and portfolio sale across all consumer asset classes.

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Financial insights report dashboardBPO
Oct 20245 min
The Business Case for Outsourcing Customer Experience in Financial Services

Why leading financial institutions are partnering with specialized BPO providers to improve CSAT, reduce cost, and scale operations without sacrificing quality.

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